How To Find A Bank Routing Number

How To Find A Bank Routing Number

Click on on the link within the article to see the full article about check bank routing numbers, and an alphabetically listed list of American Bank routing numbers..

All bank routing numbers are for American banks, monetary institutions and credit unions.

These embrace the addresses, phone numbers and routing numbers for Wells Fargo, Chase, Citizens Bank, Citibank, Capital One, Comerica, BBVA Compass, Charles Schwab and Commerce Bank and many others.

Please word that a bank or financial institution can have more than one routing number. The routing numbers listed are the FedACH numbers, used for electronic transfers. For many banks, this is similar number because the ABA routing number discovered on checks, however not always.

We advocate also searching for 'routing number' in your banks' homepage. This page is updated yearly. A bank routing number will often not change. One reason it could change, nonetheless, can be within the case of a bank merger. For every day updated routing number lists, please seek advice from the lookup companies listed below 'Other Resources'.

How one can discover the routing number and account number on a check.

So as to ship and receive money from different financial institutions, banks and credit unions need a routing number.
What is a routing number?

It’s a 9-digit number assigned to a bank or credit union so it may ship and receive funds from different financial institutions. The routing number determines the place your account was opened.

It is usually referred to as an ABA (American Bankers Association) number, and as a routing transit number.

Fairly than reading a check to seek out out your bank’s name and potentially confusing it with a bank of the same name, routing numbers Login Help bank staff and the machines that now process checks to know exactly the place cash is supposed to go. That approach, checks supposed for Bank of America and American Bank by no means go to the incorrect place by mistake.

One bank could have many routing numbers, depending on things like the location of the account or the task it’s getting used for, but no 2 banks will ever have the identical routing number.

Routing numbers are used for many everyday duties:

Direct deposit.
Automated bill payments.
Check processing.
Wire transfers.

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Where to find a routing number

The routing number is a part of the magnetic ink character recognition, or MICR, line on the bottom of your check, which additionally contains your account number. If you happen to’re looking for out your bank’s routing number, that’s a very good place to start.

Pattern of a personal check

Alternatively, your bank’s website may post its routing numbers online. That’s because, in contrast to your checking account or savings account number, it’s not something you really have to maintain secret, says C. Diane Poole, senior vice president, member & technical services on the ABA.

"Most banks will publish their routing numbers on their websites, because when people want to wire them money, they need that data," Poole says. "It becomes more sensitive when you have a routing number and an account number, because then you possibly can even have entry to somebody’s individual account."

You’ll also want to make sure you have the precise routing number for what you’re attempting to do. For example, the routing number in your checks may differ from the number you'd use for doing a wire transfer.
The place did routing numbers come from?

Routing numbers have been originally created by the ABA in 1910 as a technique to make check processing simpler and more safe, Poole says.

"They needed a technique to uniquely establish the paying bank — in other words, the bank that was going to be chargeable for really honoring the check — so this was type of the primary time that an identification number was used," Poole says. "This was back when there weren’t any computers."
Routing numbers have been created by the American Bankers Affiliation in 1910 as a strategy to uniquely establish the paying bank.

The routing number helped a person taking a check make sure they might really get the money the check promised from the payer’s bank.

After the Federal Reserve was founded and took on a big function within the processing of payments, a Federal Reserve number was added to every bank’s routing number. That "Federal Reserve routing image," because it’s formally known now, specifies the type of institution and the Federal Reserve district in which the account was opened.
Check processing becomes nearly instantaneous

The numbers would go on to be used in electronic check-cashing networks starting within the Sixties, which enormously sped up check processing. The passage of the Check 21 Act, and the ability of banks to make electronic copies of checks for transportation, somewhat than sending paper copies, has made processing virtually instantaneous.

The truth is, routing numbers are a part of the reason that the "check float" — writing a check you don’t have the cash to cover in hopes that a deposit will come by to cover it before it is processed — doesn’t really work anymore, Poole says.

"Once you write a check, there’s a chance the money’s already been debited before the ink dries on the check if it’s been remotely captured," Poole says. "People just want to grasp that funds transfer at lightning speed."

In other words, don’t write checks that your bank can’t cash instantaneously.

High one hundred fifty Largest US Banks.

Click on the link in the article to see the complete list of bank routing numbers for America's High one hundred fifty banks.

Following are the a hundred and fifty U.S. monetary establishments with the most deposits as of 31 Dec 2008 (in billions of U.S. dollars). For up to date info, go to Observe: Click on on the bank or credit union's name to go directly to their website.

Rank Name Headquarters Deposits (billions)
1 JP Morgan Chase & Co. New York, NY $1,009
2 Bank of America Charlotte, NC $884
3 Wells Fargo San Francisco, CA $785
4 Citigroup New York, NY $774
5 PNC Monetary Companies Group Pittsburgh, PA $193
6 HSBC Holdings London $161
7 Bank of New York Mellon New York, NY $one hundred sixty
8 U.S. Bancorp Minneapolis, MN $159
9 SunBelief Bank Atlanta, GA $113
10 State Street Corp. Boston, MA $112
eleven Capital One Financial McClean, VA $109
12 BB&T Company Winston-Salem, NC $98.7
thirteen Toronto-Dominion Bank Toronto, ON $95.6
14 Royal Bank of Scotland Edinburgh $94.8
15 Areas Monetary Birmingham, AL $90.9
16 Fifth Third Bancorp Cincinnati, OH $78.9
17 ING Group Wilmington, DE $71.eight
18 KeyCorp Cleveland, OH $65.three
19 Northern Belief Chicago, IL $62.4
20 Bank of Montreal Toronto, ON $53.7
21 BNP Paribas (Bank of the West) Paris $46.6
22 Mitsubishi UFJ Monetary Group (Union Bank) Tokyo $46.1
23 Allied Irish Banks Dublin $42.6
24 Comerica Dallas, TX $42.2
25 Zions Bancorp Salt Lake City, UT $41.3
26 Marshall & Ilsley Milwaukee, WI $41.1
27 Banco Bilbao Vizcaya Argentaria S.A. Bilbao, Spain $38.8
28 Huntington Bancshares Columbus, OH $38.0
29 E-Trade Monetary New York $29.9
30 Synovus Monetary Corp. Columbus, GA $28.6
31 In style Inc. San Juan, PR $27.6
32 Navy Federal Credit Union Vienna, VA $24.7
33 Charles Schwab Corp. San Francisco, CA $23.9
34 Royal Bank of Canada (Centura) Toronto, ON $21.1
35 Colonial BancGroup Inc. Montgomery, AL $18.7
36 Hudson City Bancorp Paramus, NJ $18.7
37 Deutsche Bank Frankfurt $17.1
38 Individuals’s United Financial Inc. Bridgeport, CT $15.6
39 State Workers Credit Union Raleigh, NC $15.three
forty Associated Banc-Corp Green Bay, WI $15.2
forty one BOK Monetary Corp. Tulsa, OK $15.0
forty two New York Community Bancorp Inc. Westbury, NY $14.6
43 First Horizon National Bancorp Memphis, TN $14.2
forty four First Citizens Bancshares Raleigh, NC $13.7
45 Astoria Financial Corp. Lake Success, NY $13.7
46 First Bancorp San Juan, PR $13.1
forty seven Commerce Bancshares Kansas Metropolis, MO $12.9
forty eight Metropolis Nationwide Bank Beverly Hills, CA $12.7
49 Webster Monetary Corp Waterbury, CT $11.9
50 FBOP Corp Oak Park, IL $11.eight
fifty one Cullen/Frost Bankers Inc. San Antonio, TX $11.6
fifty two Warranty Monetary Group Inc. Austin, TX $11.6
fifty three AmTrust Financial Corp. Cleveland, OH $11.4
fifty four New York Private Bank & Trust Corp New York, NY $11.three
55 W Holding Co. Inc. Mayaguez, PR $10.9
fifty six Fulton Monetary Corp. Lancaster, PA $10.6
fifty seven Pentagon Federal Credit Union Alexandria, VA $10.5
58 TCF Monetary Wayzata, MN $10.three
fifty nine Lehman Brothers Holdings Inc. New York $10.2
60 Bancorpsouth, Inc. Tupelo, MS $9.sixty three
61 Valley National Bank Wayne, NJ $9.fifty two
sixty two South Financial Group Greenville, SC $9.forty five
63 Whitney Holding Corp. New Orleans, LA $9.27
sixty four Susquehanna Bancshares Inc. Lititz, PA $9.07
sixty five Residents Republic Bancorp Inc. Flint, MI $9.06
66 UCBH Holdings, Inc. San Francisco, CA $8.ninety seven
67 Raymond James Monetary Inc. St. Petersburg, FL $8.seventy nine
68 First Banks Inc. Clayton, MO $8.seventy four
69 Wilmington Trust Wilmington, DE $8.sixty six
70 BankUnited Financial Corp. Coral Gables, FL $8.61
71 Third Federal S&L Cleveland, OH $8.48
72 Wintrust Financial Corp Lake Forest, IL $8.38
73 Sterling Financial Corp. Spokane, WA $8.37
74 Bank of Hawaii Honolulu, HI $8.29
75 Arvest Bank Group Bentonville, AR $8.23
76 East West Bancorp Inc. Pasadena, CA $8.15
seventy seven FirstBank Holding Co. Lakewood, CO $8.eleven
78 PrivateBancorp Chicago, IL $8.00
79 Flagstar Bancorp Inc. Troy, MI $7.91
eighty Boeing Workers Credit Union Tukwila, WA $7.88
eighty one UMB Monetary Corp. Kansas City, MO $7.seventy three
eighty two Midland Financial Oklahoma City, OK $7.64
83 Firstmerit Corp. Akron, OH $7.60
84 Corus Bancshares, Inc. Chicago, IL $7.fifty nine
85 SVB Monetary Group Santa Clara, CA $7.53
86 Prosperity Bancshares Inc. Houston, TX $7.33
87 Washington Federal, Inc. Seattle, WA $7.29
88 United Group Banks, Inc. Blairsville, GA $7.00
89 MetLife Inc. New York, NY $6.88
ninety Worldwide Bankshares Corp Laredo, TX $6.86
91 Cathay Common Bancorp El Monte, CA $6.eighty four
ninety two Trustmark Corp. Jackson, MS $6.82
93 Central Bancompany Jefferson Metropolis, MO $6.seventy nine
ninety four Umpqua Holdings Corp. Portland, OR $6.60
ninety five Pacific Capital Bancorp Santa Barbara, CA $6.59
96 SchoolsFirst Federal Credit Union Santa Ana, CA $6.55
97 MB Monetary, Inc. Chicago, IL $6.50
98 National Penn Bancshares Inc. Boyertown, PA $6.39
ninety nine Cam-Low cost Ltd. Grand Cayman $6.21
100 Apple Financial Holdings Inc. New York, NY $6.09
one zero one F.N.B. Corp Hermitage, PA $6.05
102 First Niagara Financial Lockport, NY $6.05
103 Golden 1 Credit Union Sacramento, CA $6.00
104 Hancock Holding Firm Gulfport, MS $5.93
a hundred and five First Residents Bancorp, Inc. Columbia, SC $5.80
106 United Bancshares, Inc. Charleston, WV $5.sixty five
107 First Midwest Bancorp, Inc. Itasca, IL $5.fifty nine
108 Old Nationwide Bancorp Evansville, IN $5.forty two
109 Otto Bremer Basis St. Paul, MN $5.40
110 First Interstate Bank Billings, MT $5.17
111 Northwest Bancorp MHC Warren, PA $5.12
112 Eastern Bank Corp. Boston, MA $5.10
113 Suncoast Schools Federal Credit Union Tampa, FL $5.05
114 Banco Santander Santander, Spain $5.02
115 EverBank Monetary Corp. Jacksonville, FL $5.02
116 Dickinson Financial Corp. Kansas City, MO $4.98
117 Boston Private Monetary Holdings, Inc. Boston, MA $4.ninety two
118 FirstFed Monetary Corp. Los Angeles, CA $4.ninety one
119 Bank Leumi Ie-Israel, BM Tel-Aviv, Israel $4.82
120 American Airlines Federal Credit Union Fort Worth, TX $4.81
121 Rabobank Nederland Utrecht $4.79
122 Park Nationwide Corp. Newark, OH $4.76
123 Provident Bancshares Baltimore, MD $4.seventy five
124 Alliant Credit Union Chicago, IL $4.67
125 Capitol Bancorp Ltd. Lansing, MI $4.50
126 NewAlliance Bancshares Inc New Haven, CT $4.47
127 Johnson Monetary Group Racine, WI $4.43
128 R&G Monetary Corp. Hato Rey, PR $4.forty three
129 Doral Monetary Corp San Juan, Puerto Rico $4.40
one hundred thirty Mercantil Servicios Financieros Caracas $4.36
131 First Commonwealth Monetary Company Indiana, PA $4.28
132 Pinnacle Bancorp Inc. Central Metropolis, NE $4.27
133 Traders Bancorp MHC Quick Hills, NJ $4.26
134 Provident Monetary Providers Inc. Jersey City, NJ $4.25
a hundred thirty five Ocean Bankshares, Inc. Miami, FL $4.17
136 Safety Service Federal Credit Union San Antonio, TX $4.07
137 Capitol Federal Financial savings Bank MHC Topeka, KS $4.01
138 Iberiabank Corp. Lafayette, LA $4.00
139 SNBNY Holdings Gibraltar $3.ninety nine
a hundred and forty San Diego County Credit Union San Diego, CA $3.97
141 America First Federal Credit Union Riverdale, UT $3.97
142 Harleysville National Corp. Harleysville, PA $3.94
143 BFC Monetary Corp Fort Lauderdale, FL $3.93
one hundred forty four Amcore Monetary Inc. Rockford, IL $3.93
145 NBT Bancorp Inc. Norwich, NY $3.92
146 Central Pacific Financial Corp. Honolulu, HI $3.91
147 Sterling Bancshares Houston, TX $3.82
148 Banner Corp. Walla Walla, WA $3.seventy eight
149 First Retailers Corp Muncie, IN $3.72
150 Neighborhood Bank System De Witt, NY $3.70
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